Lloyd’s General Representative for Norway

Hanna Norum is a Partner at Ræder Bing Law Firm

Hanna has extensive experience with and expertise in insurance law (casualty insurance, personal accident insurance and international insurance), including relevant regulatory issues, as well as the general law of damages and dispute resolution/litigation.

She assists both foreign and domestic clients with insurance law and regulatory issues. She has thus acquired extensive experience in drafting insurance terms and conditions and assisting with reporting obligations and requirements placed by Norwegian authorities on the activities of insurance companies and insurance brokers in Norway.

Hanna also assists UK-based insurers and their European businesses after the UK has left the EU regulatory regime.

She has solid litigation experience and regularly assists Norwegian and international clients with negotiation and dispute resolution both through and outside the court system.


  • 2015Insurance law, University of Oslo
  • 2010National Insurance law, University of Oslo
  • 2001 – 2006Cand. Jur, University of Oslo
  • 2005Licensed civil mediator, University of North Dakota
  • 2004Specialist subjects, University of North Dakota School of Law

Professional experience

  • 2024Partner, Ræder Bing Law Firm
  • 2023 - 2024Partner, Berngaard Law Firm
  • 2021 - 2023Senior Lawyer, Berngaard Law Firm
  • 2018 - 2021Trainee lawyer / Lawyer, Sverdrup Law Firm
  • 2013 - 2018Trainee lawyer, The Norwegian Financial Services Complaints Board
  • 2015 - 2016Co-editor, revision of the Insurance Act commentary, Gyldendal Rettsdata
  • 2012 - 2013Advisor, Norwegian Public Service Pension Fund, Insurance Section
  • 2009 - 2012Advisor, NAV Appellate Body Oslo and Akershus
  • 2006 - 2009Advisor, Ministry of Health and Care Services


2013 – 2016 Employee representative, Corporate jurists of The Norwegian Financial Services Complaints Board

2009 – 2012 Employee representative, Federation of Norwegian Professional Associations at NAV Appellate Body Oslo and Akershus

2008 – 2013 Lay judge, Oslo District Court

2006 – 2008 Chair, Association of Norwegian Female Jurists

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